The Big Valley Mortgage Roseville branch serves as our central headquarters and shares a building with our parent company, American Pacific Mortgage.

When it comes to home loans in Roseville, CA, Big Valley Mortgage stands out by offering various options that cater to different financial situations. The team’s mission is to make homeownership accessible, no matter your financial background. If you’re a first time buyer with limited savings or a seasoned homeowner looking for a better mortgage, Big Valley Mortgage provides the right solution.

Their low-down payment programs help first time home buyers overcome common financial hurdles. Additionally, Big Valley Mortgage offers competitive interest rates, ensuring that monthly mortgage payments remain affordable over the life of the loan. They specialize in offering government-backed loans, like first time home buyer loans in Roseville, CA, as well as VA loans for veterans and FHA loans for those with lower credit scores. With a proven track record as the best mortgage lender in Roseville, CA, they are committed to finding the perfect loan for each client.

Big Valley Mortgage is one of the top mortgage companies in Roseville, CA. If you need a conventional loan or something more specific, their team works hard to find solutions that meet your financial needs.

First Time Home Buyer Loans 

For first time buyers, handling the homebuying process can be overwhelming, but Big Valley Mortgage is here to make it easier. They offer first time home buyer loans that come with flexible down payment options and more lenient credit requirements, making homeownership within reach for many buyers.

Big Valley Mortgage’s team is dedicated to guiding you through each stage, from applying for a loan to finalizing the purchase. Their practical approach ensures you’re matched with the best loan for your situation. If you need advice on how to secure the best loan terms or help dealing with the application process, Big Valley Mortgage has you covered. Their commitment to making the dream of owning a home a reality is why they remain one of the most trusted mortgage companies in Roseville, CA.

Local Expertise from the Best Mortgage Company in Roseville, CA

Big Valley Mortgage’s understanding of the area is what sets them apart as the best mortgage company. With years of experience working in the Roseville area, they understand the nuances of the local real estate market and can provide borrowers with the best possible loan products to suit their needs.

Their familiarity with Roseville’s housing trends allows them to offer competitive loans that reflect the market’s current conditions. If you’re buying your first home, moving up to accommodate a growing family, or downsizing for retirement, Big Valley Mortgage ensures that every client receives the quality service they deserve. Their long-standing reputation as a trusted mortgage company in Roseville, CA has made them the go-to lender for homeowners throughout the region.



If you’re in the market for home loans in Roseville, CA, Big Valley Mortgage has the expertise and local insight to help you find the right mortgage for your needs.

The journey toward owning your dream home begins with getting pre-approved for a loan. By choosing Big Valley Mortgage, you can get a head start on the home buying process. Their streamlined pre-approval process is designed to make it as easy as possible, so you can focus on finding the perfect home.

Getting pre-approved gives you a clear picture of how much you can afford and helps you move quickly when you find the right property. Big Valley Mortgage’s experienced team will guide you through the process, ensuring that you understand every detail of your loan. If you need assistance understanding the terms or would like a breakdown of the monthly payments, they are more than willing to help.

Ready to get started? Contact Big Valley Mortgage, the top mortgage lender in Roseville, CA, and get pre-approved today. 

Big Valley Mortgage was founded in 1990 with a simple goal: to help families make their dream homes a reality. With branch locations in Elk Grove, Fresno, Roseville, and Sacramento, Big Valley Mortgage has proudly served its communities for over 30 years. In 1997, they established American Pacific Mortgage Corporation, the parent company of Big Valley Mortgage, which became one of the top 15 largest independent mortgage banks in the country by 2016, according to Mortgage Executive Magazine.

However, Big Valley Mortgage’s success is about more than just growth—it’s about their unwavering commitment to supporting their originators and clients alike. Their mission is to go above and beyond to help borrowers find the right mortgage while creating an environment that fosters long-term relationships.

At Big Valley Mortgage, it’s more than just closing deals—it’s about bringing like-minded professionals together to deliver exceptional service and create a positive impact in the communities they serve.

With their expertise and reputation as a leading mortgage lender in Roseville, CA, you're in excellent hands. Contact Big Valley Mortgage today to learn more about home loans and get pre-approved for your next home purchase!